My Car Insurance

What do you get with MORE TH>N Car Insurance for Women?

• 15% online discount
• FREE courtesy car within two hours when you buy comprehensive cover
• Courtesy car plus – if you need a courtesy car you’ll get a similar car to your own
• Your own Personal Customer Manager in our UK dedicated team so you can speak to the same person every time you call
• Protect your maximum no claim bonus for the life of your policy meaning we won’t increase your premium just because you’ve made a claim
• 24-hour claim helpline
• Half price breakdown cover and priority if you are travelling alone or with children
• You’ll also get discounts on servicing, MOT and tyres, with Kwik-Fit
• Personal possessions cover includes your handbag & shopping
• Free replacement child car seats if yours is damaged in an accident
• 24-hour windscreen replacement and repair with comprehensive cover
• You could duplicate your No Claim Bonus, and get an additional discount if you insure a second car with us

Apply now for MORE TH>N Car Insurance for Women »

If your vehicle is stolen or written-off, your Motor Insurance will usually only pay you the depreciated market value on the date of loss – not what you paid for your car. According to a report by Whichcar? Depreciation can be up to 77% of the original value.

In short, Motor Insurance will not always cover the cost of a replacement car.

The good news is that GAP (Guaranteed Asset Protection) insurance is available to cover the shortfall between the amount you paid for the vehicle and the insurer’s valuation, should the worst happen.

Click4Gap is the market leader in Gap Insurance, their policies are available on New Cars AND Used Cars up to 7 years Old!!!
visit www.click4gap.co.uk

TYPES OF GAP POLICIES

RETURN TO INVOICE GAP INSURANCE (RTI)

• Premiums start at just £73
• For cars owned under 3 Months.
• Available for cars purchased privately or from a dealer
• Click4Gap RTI Gap Insurance is available to you whether you paid cash, borrowed the money from a Bank or Motor Loan or even have a contract hire (PCP) agreement.
• Cars can be up to 7 years old when the policy is purchased

If your car is a Total Loss (stolen or written-off), RTI Gap Insurance refunds the difference between what you paid for it (the “Invoice Price”) and the Motor Insurers depreciated value.

EXAMPLE
This means that if you paid £16,000 for your vehicle and the Motor Insurers settlement if the car is a Total Loss is £10,000, RTI Gap Insurance will refund the difference of £6,000 to you directly.

Price paid: £16,000
Motor Insurers settlement £10,000
Shortfall paid to you by GAP: £6,000

GET A QUOTE NOW
www.click4gap.co.uk

Maybe it’s that time of year for you when your car insurance is coming due. Perhaps this year you have had a prang, a family member has, and your car insurance rates have gone up. Even though you may have gotten one of the car insurance packages available on this site, which are extremely competitive, you may still have to pay more for your car insurance than you expected.

Does your pay packet cover it? Maybe not and maybe you can’t cover it with the overdraft? That’s where payday loans can come in VERY handy. So what exactly is a payday loan and why can it really help you with your car insurance? Strictly speaking here is a good example:

A payday loan or cash advance is a quick and easy way to bridge your cash needs between pay days. It is a small short-term loan that can range from £80 up to £750. The money can be electronically deposited and repaid from your bank account on mutually agreed upon dates.

Not bad is it, really?

Electronically deposited can really mean the difference too, given that you might otherwise have to go down to the bank, or spend hours on the phone arranging an overdraft extension or a short loan. So now it’s simple and straightforward, don’t you think?

So you need to be at least 18, of course, and you need to have a job. The company that is lending you this short payday loan DOES need to be paid back after all…

Given that these cash advance companies must work the same hours as you, the money can be electronically deposited into your bank account during the same hours your bank operates, so that’s basically every day normal working hours.

This is really a good deal - if you work and you need money in a pinch and you know that at the end of the week or the end of the month that you will be paid, you can get your salary advance right there and then (after a small approval process, naturally) to pay whatever needs paying - car insurance in this case!